All-Round Personal Insurance
Protect Your Personal Assets in Princeton
Princeton’s blend of historic allure and vibrant community life makes it an exceptional place to live. Whether you’re exploring the cultural treasures of Princeton University or enjoying the scenic beauty of the area, it’s essential to protect your personal assets. We offer customized insurance solutions to safeguard your lifestyle and possessions. From homeowners and auto insurance to high-net worth and flood insurance, our expert agents are ready to assist you.
Get a QuoteExperience the LG Approach
Princeton’s diverse housing options, from charming historic homes to modern estates, require specialized insurance. At LG Insurance Agency, we provide comprehensive homeowners insurance to protect your investment. Our personal property coverage ensures your valuables are safeguarded against theft, loss, or damage. With customizable coverage limits and options, you can sleep well at night knowing your cherished items are protected.
Our team provides you with the best insurance solutions tailored to your unique needs. LG Insurance Agency offers comprehensive homeowners and auto insurance, specialized high-net worth home insurance, and vital coastal/flood insurance. We also provide life and disability insurance options to secure your future. Our commitment to personalized service means we work closely with you to understand your specific requirements and tailor our policies accordingly. Get a personalized quote today and discover the LG Insurance Agency difference.
Protection On and Off the Road: What’s Covered for Auto Insurance
- Personal Injury Protection (PIP): Covers medical expenses and lost wages.
- Liability Coverage: Protects you financially if you’re responsible for an accident.
- Uninsured/Underinsured Motorist Coverage: Protects you in case of an accident with an underinsured driver.
- Collision and Comprehensive Coverage: Covers damage from accidents and other incidents.
Homeowners Insurance Coverage Options
Homeowners insurance coverage includes the following:
- Dwelling Coverage: Protects the structure of your home.
- Personal Property Coverage: Covers your belongings inside the home.
- Liability Coverage: Provides financial protection if someone is injured on your property.
- Additional Living Expenses: Covers temporary housing if your home is uninhabitable due to a covered loss.
Recommended Add-Ons include:
- Flood Insurance: Crucial for homes near water sources.
- Windstorm Coverage: Protects against damage from high winds and hurricanes.
- Sewer Backup Coverage: Covers damage from sewer or drain backups.
Whatever type of home you have, from estate homes to a condo or apartment, we protect your home and its contents with a comprehensive policy. Ask one of our specialized agents for help today.
High-Net Worth Home Insurance
High-value homes need extra protection for valuables and extra property and structures. This specialized type of insurance offers tailored solutions, including High-Net Worth Home Insurance, which protects high-value properties. Data Security Coverage guards against cyber threats and umbrella liability coverage provides additional liability protection.
Essential Protection against Flood Damage
Princeton homes, especially those near the Delaware River, face the risk of flooding. Standard homeowners insurance doesn’t cover flood damage, making a separate flood insurance policy essential. Our flood insurance includes:
Building Property Coverage: Protects your home’s structure. Personal Property Coverage: Covers your belongings. Loss of Use Coverage: Pays for temporary housing if your home is uninhabitable due to flood damage.
Life and Disability Insurance
Secure your future with life and disability insurance. Life and disability insurance provides essential protection for you and your family. At LG Insurance Agency, we offer:
- Life Insurance: Financial security for your loved ones.
- Disability Insurance: Protects your income if you can’t work.
- Critical Illness Insurance: Provides a lump sum payment if you’re diagnosed with a serious illness.
Coastal Insurance for Vacation Homes
Princeton may not be coastal, but residents with vacation homes on the Jersey Shore must battle severe storms and hurricanes. The weather is always changing, and without comprehensive coastal insurance, costly repairs or a rebuild could set you back financially. Our coastal insurance policy protects properties near or far from the shoreline, covering damage from hurricanes, high winds, and storm surges. With options for flood insurance and windstorm coverage, we help you safeguard your property so you can enjoy the seaside serenity without worry.
Personalized Service for Princeton Residents
At LG Insurance Agency, we pride ourselves on understanding the unique needs of Princeton residents. Our local expertise allows us to offer insurance solutions that are specifically designed for the community. Whether you’re a student, a professor, or a long-term resident, we have the right coverage for you. Our agents are familiar with the local area and can provide insights and advice that are relevant to your situation, ensuring you get the best possible protection.
Get a Quote
Secure the right personal insurance coverage for your needs. Contact us for a personalized quote.