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The Coverage Corner

General Liability vs. Professional Liability: What’s the Difference?

If you own a business, you’ve probably heard the terms general liability and professional liability tossed around — sometimes interchangeably. The truth is, they cover…

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Personal Cyber Insurance: Why Data Leaks Are a Real Risk to Your Financial Life

Data breaches aren’t just something that happen to big corporations anymore. Today, personal information is leaked, sold, and exploited at an alarming rate — often…

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New Year, New Protection: A Smart Insurance Reset for New Jersey Residents & Businesses

The New Year is a time for fresh starts and smart planning—especially here in New Jersey, where rising property values, dense traffic, and evolving regulations…

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🎄 Making a List, Checking It Twice: Is Your Insurance Ready for the Holidays?

The holiday season is a time for celebration — homes filled with family, gift exchanges under the tree, and calendars packed with travel plans. But…

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New Jersey Auto Insurance Minimum Limits Increase January 1, 2026: What Drivers Need to Know

New Jersey drivers will soon see another important change to auto insurance requirements. Beginning January 1, 2026, the state will increase the minimum auto liability…

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A Safer Season: Your December Holiday Insurance Checklist

December is one of the most festive—and busiest—months of the year. From decorating and shopping to traveling and celebrating, it’s a time filled with joy,…

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