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Umbrella Insurance vs. Excess Liability Coverage: What Contractors Need to Know

When a claim exceeds your policy’s limits, the leftover costs come out of your pocket — and for contractors, those numbers can get big fast.That’s…

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Top Insurance Claims Made by Contractors — And How to Avoid Them

Contractors face a unique mix of physical, financial, and legal risks every day. From the moment you step on a job site, your work, your…

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How to Prepare Your Summer Home for Winter

As the warm days fade and fall approaches, it’s time to think about protecting your coastal retreat during the off-season. Whether your vacation home is…

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🌊 How to Protect Your Vacation Home from Summer Storms: Insurance Tips for New Jersey’s Coastal Luxury Properties

Owning a luxury vacation home along the New Jersey coastline—whether in towns like Long Beach Island, Sea Girt, or Spring Lake—offers a peaceful escape. But…

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LG Insurance Agency Named a Top Commercial Insurance Provider by Insurance Business Review

LG Insurance Agency is proud to announce that we have been officially recognized as a Top Commercial Insurance Service Provider by Insurance Business Review. This…

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🌊 Why Flood Insurance Matters More Than Ever in 2025

As flash floods and severe weather events become more common across the U.S.,  flood insurance is no longer something homeowners and business owners can afford…

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