Commercial Flood Insurance: Protect Your Business from Costly Damage

When you think about commercial flood insurance, your mind probably goes to homes near the waterfront. But did you know that commercial buildings, businesses, and condo associations are often at even higher risk? One unexpected flood can cause significant financial damage, disrupting operations and draining resources. That’s why having the right commercial flood insurance policy isn’t just a good idea—it’s essential. At LG Insurance Agency, we help businesses stay protected from the unpredictable.

Get the Right Coverage for Your Business

Commercial flood insurance does more than just repair physical damage—it keeps your business running when disaster strikes. A standard policy covers things like structural damage, foundation repairs, electrical and plumbing systems, HVAC equipment, and inventory loss. But to truly safeguard your business, consider additional options:

• Loss of Business Income Coverage: If flooding forces you to shut down, this coverage helps replace lost income, so you can keep paying employees and expenses while you recover.
• Loss of Use Coverage: If your property becomes temporarily uninhabitable, this can help cover relocation expenses and other necessary costs.
• Higher Coverage Limits: Businesses have more valuable assets than residential properties. Ensuring your policy covers high-cost equipment, specialized tools, and renovations is crucial.

Not sure which coverage is right for you? LG Insurance Agency can help tailor a policy to fit your business’s unique needs.

Attention Landlords: Are Your Tenants Covered?

If you lease commercial space, your commercial flood insurance policy likely only covers the building—not your tenants’ businesses. In high-risk flood zones, ensuring your tenants carry their own commercial flood insurance is key to preventing disputes and financial strain after a disaster. Let’s review your policy together to make sure you and your tenants are fully protected.

Why Wait? Protect Your Business Now

Floods aren’t just a coastal problem. Heavy rains, storm surges, and even poor drainage can cause costly damage anywhere. Without commercial flood insurance, businesses are often left paying out of pocket for repairs and lost inventory—sometimes forcing permanent closure. Don’t let that happen to you! Contact LG Insurance Agency today for a customized commercial flood insurance plan that keeps your business safe.

Safeguard Your Business with LG Insurance Agency

When disaster strikes, the right coverage makes all the difference. LG Insurance Agency is here to help you navigate your commercial flood insurance options and secure the protection your business deserves. Contact us today and get a quote—because peace of mind is just one policy away.