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The Coverage Corner

💡 Life Insurance Should Be Simple—But Also Strategic

Life insurance is one of those topics people know they need, but often avoid. It’s rarely “bought” out of excitement—it’s usually “sold” after someone realizes…

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Luxury & Classic Car Insurance Tailored for New Jersey Drivers 🚘✨

Owning a luxury, exotic, or classic car is about more than transportation—it’s about passion, craftsmanship, and preserving value. At LG Insurance Agency, we know that…

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🏈 40% of Bar & Restaurant Claims Happen During Sports Season: What Owners Need to Know

Football season is one of the most exciting times of year for restaurants and bars. Crowds pour in to watch the big games, order rounds…

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Why High-Net-Worth Clients Need Umbrella Coverage

When it comes to protecting wealth, many high-net-worth individuals assume their existing home, auto, and business insurance policies are enough. The truth? A single accident…

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Umbrella Insurance vs. Excess Liability Coverage: What Contractors Need to Know

When a claim exceeds your policy’s limits, the leftover costs come out of your pocket — and for contractors, those numbers can get big fast.That’s…

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Top Insurance Claims Made by Contractors — And How to Avoid Them

Contractors face a unique mix of physical, financial, and legal risks every day. From the moment you step on a job site, your work, your…

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