The Benefits of Bundling Home and Auto Insurance 
Are you interested in saving time, saving money, and simplifying your insurance? Of course you are!
A good place to start could be bundling your home and auto policies, which means you’re buying two insurance products from one insurance company. Combining all of your policies with one company can potentially save you money compared to having a variety of carriers. With most insurance carriers, the more policies you add, the more you can save.
Advantages to bundling:
- Insurance companies want to secure your business, and in order to do this, they are willing to give you a discount. Discounts on bundled policies typically range from of 10 to 15 percent.
- Convenience is another advantage to bundling. It reduces the amount of paperwork and simplifies policy management. You don’t have to deal with multiple insurance companies and there is only one renewal date to remember. It also makes it easier to contact the one company when you need to make a claim relating to your house or car.
- In addition, when an insurance agent has access to all of your policy information, the agent can more easily identify coverage gaps and make necessary insurance coverage recommendations.
What types of policies can I bundle?
The most commonly bundled products are auto and homeowner policies, but there are opportunities to bundle other types of insurance. You may be able to bundle insurance policies for items such as:
- Motorcycles
- Boats and personal watercrafts
- Umbrella liability coverage
- Multiple drivers, multi-policy discounts or multi-car discounts
Keeping your policies under one roof can save you time and money, but it is important to comparison shop for both bundled and unbundled rates to know if you are truly saving money. LG Insurance Agency is your local Long Branch independent insurance agent. We can help you find the most affordable coverage that meets your needs.
All content provided in this blog is for informational purposes only. Topics discussed on this blog relate to insurance products and issues in a general application, and are not an offer of insurance, a guarantee of coverage, or applicable to specific and individual circumstances. Contact LG Insurance Agency for questions and information specific to your insurance needs.
